Flitwick, Bedfordshire

Commercial Mortgages & Property Finance in Flitwick

Flitwick is a well-connected commuter town with Thameslink services to central London in 45 minutes, neighbouring the historic Georgian market town of Ampthill. The area benefits from proximity to the M1 and a growing residential population that supports local retail and professional services demand.

Flitwick Town CentreAmpthillWestoningMauldenSteppingley
£215
Avg Price/sq ft
5.8%
Average Yield
+10.1%
5yr Price Growth
+6.2%
5yr Rental Growth

Flitwick Local Market Intelligence

Commuter town with Thameslink connection. Ampthill offers Georgian market town appeal. Growing residential demand.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Healthcare
  • Retail
  • Manufacturing
  • Education

Transport Links

  • Thameslink to St Pancras (45 mins)
  • M1 Junction 12 (3 miles)
  • A507 to A1
  • Flitwick rail station

Regeneration

Flitwick village centre enhancement scheme; residential-led development north of the station; Ampthill town centre conservation area investment

Commercial Mortgages in Flitwick

Whether you're acquiring office space, retail units, or industrial property in Flitwick, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Bedfordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Flitwick commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Flitwick

When speed matters for your Flitwick property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Bedfordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Flitwick

For developers building in Flitwick, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Bedfordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Bedfordshire

Why Flitwick for Commercial Property Investment

Lender Appetite

Standard appetite for commuter town properties.

Latest Commercial Property News in Flitwick

Commercial property news for Flitwick will appear here once available. Check back soon for the latest market updates.

Also Serving Across Bedfordshire

We provide commercial mortgages, bridging finance, and development finance throughout Bedfordshire.

Commercial Finance Across the UK

Calculate Your Flitwick Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.