Buxton, Derbyshire

Commercial Mortgages & Property Finance in Buxton

Buxton is a stunning spa town on the edge of the Peak District at 1,000 feet elevation, often cited as England's highest market town. The Crescent, a Grade I-listed Georgian masterpiece, has been restored as a luxury hotel, and the town's thermal springs, opera house, and festival programme make it a year-round cultural destination. Its remote beauty commands premium tourism-sector property values.

Buxton Town CentreBuxton Opera HouseFairfieldBurbageHarpur Hill
£175
Avg Price/sq ft
5.8%
Average Yield
+12.5%
5yr Price Growth
+9.5%
5yr Rental Growth

Buxton Local Market Intelligence

Peak District spa town with strong tourism. Nestle Waters major employer. Opera House and festivals drive hospitality.

— CMB Market Analysis

Key Industries

  • Tourism & Spa/Wellness
  • Quarrying & Minerals (Buxton Lime)
  • Higher Education (University of Derby Buxton)
  • Hospitality
  • Water Bottling (Buxton Water)

Transport Links

  • Northern Trains to Manchester (60 mins)
  • A6 to Derby/Stockport
  • A515 to Ashbourne/Lichfield
  • A53 to Leek/Stoke

Regeneration

The Crescent hotel and spa restoration (£70m+); Buxton Pavilion Gardens improvement; Spring Gardens shopping street renewal; Buxton Museum expansion; High Peak Borough growth strategy

Commercial Mortgages in Buxton

Whether you're acquiring office space, retail units, or industrial property in Buxton, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Derbyshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Buxton commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Buxton

When speed matters for your Buxton property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Derbyshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Buxton

For developers building in Buxton, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Derbyshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Derbyshire

Why Buxton for Commercial Property Investment

Lender Appetite

Good appetite. Tourism sector understood.

Latest Commercial Property News in Buxton

Commercial property news for Buxton will appear here once available. Check back soon for the latest market updates.

Calculate Your Buxton Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.