Ilkeston, Derbyshire

Commercial Mortgages & Property Finance in Ilkeston

Ilkeston is the largest town in the Erewash Valley on the Derbyshire-Nottinghamshire border, which finally received its own railway station in 2017 after a 50-year gap. This restored rail connectivity is boosting the town's commercial appeal, complementing its established industrial base and competitive property values that offer strong yields for investors.

Ilkeston Town CentreCotmanhayKirk HallamLittle HallamWest Hallam
£115
Avg Price/sq ft
6.8%
Average Yield
+12.8%
5yr Price Growth
+10%
5yr Rental Growth

Ilkeston Local Market Intelligence

Market town with new rail station opened 2017. Manufacturing heritage. Affordable property values.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Engineering
  • Retail
  • Logistics
  • Healthcare

Transport Links

  • Ilkeston station (opened 2017) to Nottingham (15 mins)
  • A609 to Nottingham
  • M1 Junction 25/26 (5 miles)
  • A6096 to Long Eaton

Regeneration

Ilkeston station reopening driving surrounding area investment; town centre heritage regeneration; Bath Street improvement scheme; Stanton Ironworks site (major brownfield opportunity); Manners Industrial Estate expansion

Commercial Mortgages in Ilkeston

Whether you're acquiring office space, retail units, or industrial property in Ilkeston, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Derbyshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ilkeston commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ilkeston

When speed matters for your Ilkeston property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Derbyshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ilkeston

For developers building in Ilkeston, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Derbyshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Derbyshire

Why Ilkeston for Commercial Property Investment

Lender Appetite

Selective appetite. Rail connectivity noted.

Latest Commercial Property News in Ilkeston

Commercial property news for Ilkeston will appear here once available. Check back soon for the latest market updates.

Calculate Your Ilkeston Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.