Christchurch, Dorset

Commercial Mortgages & Property Finance in Christchurch

Christchurch is an historic priory town at the confluence of the Rivers Avon and Stour, with a Norman priory that predates the cathedral at Salisbury. Now part of the BCP Council area with Bournemouth and Poole, the town offers a premium residential character, a picturesque quay area, and strong demand for retail and hospitality space in its heritage centre.

Christchurch Town CentreChristchurch PrioryHighcliffeMudefordSomerford
£280
Avg Price/sq ft
4.9%
Average Yield
+14.5%
5yr Price Growth
+10.8%
5yr Rental Growth

Christchurch Local Market Intelligence

Historic town with Priory and harbour. Premium residential values. Aerospace industry with local employers.

— CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Aviation (Bournemouth Airport adjacent)
  • Retail
  • Marine Leisure
  • Professional Services

Transport Links

  • South Western Railway to London Waterloo (105 mins)
  • A35 to Bournemouth/Southampton
  • Bournemouth Airport (adjacent)
  • Christchurch Quay and harbour

Regeneration

Christchurch town centre regeneration; Saxon Square redevelopment; Highcliffe Castle restoration; Bournemouth Airport business park expansion; Christchurch bypass area development

Commercial Mortgages in Christchurch

Whether you're acquiring office space, retail units, or industrial property in Christchurch, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Dorset, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Christchurch commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Christchurch

When speed matters for your Christchurch property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Dorset, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Christchurch

For developers building in Christchurch, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Dorset. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Dorset

Why Christchurch for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Christchurch

Commercial property news for Christchurch will appear here once available. Check back soon for the latest market updates.

Calculate Your Christchurch Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.