Swanage, Dorset

Commercial Mortgages & Property Finance in Swanage

Swanage is a Victorian resort town on the Isle of Purbeck, reached via a scenic drive through the Dorset AONB or by the heritage steam railway from Corfe Castle. The town's sandy beach, clifftop walks, and proximity to the Jurassic Coast attract visitors, while the Durlston Country Park globe and quarrying heritage add cultural interest. Its semi-isolated peninsular location creates a distinct local economy.

Swanage Town CentreSwanage BeachPurbeck RailwayDurlstonLangton Matravers
£280
Avg Price/sq ft
5%
Average Yield
+17%
5yr Price Growth
+12.8%
5yr Rental Growth

Swanage Local Market Intelligence

Victorian seaside resort. Purbeck stone heritage. Steam railway connection.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Stone Quarrying (Purbeck stone)
  • Fishing
  • Retail
  • Holiday Lettings

Transport Links

  • Swanage Railway heritage line to Wareham/main line
  • A351 to Wareham (10 miles)/A35
  • Sandbanks chain ferry to Poole
  • Swanage Pier and harbour

Regeneration

Swanage seafront improvements; Swanage Railway extension to Wareham (under consideration); Herston Fields housing; Prospect Farm development; Purbeck stone heritage trail

Commercial Mortgages in Swanage

Whether you're acquiring office space, retail units, or industrial property in Swanage, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Dorset, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Swanage commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Swanage

When speed matters for your Swanage property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Dorset, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Swanage

For developers building in Swanage, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Dorset. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Dorset

Why Swanage for Commercial Property Investment

Lender Appetite

Good appetite for tourism.

Latest Commercial Property News in Swanage

Commercial property news for Swanage will appear here once available. Check back soon for the latest market updates.

Calculate Your Swanage Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.