Heathfield, East Sussex

Commercial Mortgages & Property Finance in Heathfield

Heathfield is a small High Weald market town famous for its annual Cuckoo Fair, marking the arrival of spring. The town sits at a crossroads in the Sussex countryside and serves a wide rural catchment with its local shops and services. Property values reflect its attractive AONB-adjacent setting and quiet character appealing to rural commuters.

Heathfield Town CentreCross in HandOld HeathfieldPunnetts TownHoram
£240
Avg Price/sq ft
5.2%
Average Yield
+12%
5yr Price Growth
+8.5%
5yr Rental Growth

Heathfield Local Market Intelligence

Wealden market town with strong agricultural heritage. Weekly market draw. Quality local retail.

— CMB Market Analysis

Key Industries

  • Agriculture
  • Retail
  • Professional Services
  • Education
  • Hospitality

Transport Links

  • A265 to Burwash/Hurst Green
  • A267 to Eastbourne/Tunbridge Wells
  • Cuckoo Trail path to Hailsham
  • No direct rail (nearest: Stonegate/Uckfield)

Regeneration

Heathfield town centre improvements; Cuckoo Trail heritage and amenity; modest housing allocations; High Weald AONB landscape conservation; community facilities investment

Commercial Mortgages in Heathfield

Whether you're acquiring office space, retail units, or industrial property in Heathfield, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across East Sussex, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Heathfield commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Heathfield

When speed matters for your Heathfield property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across East Sussex, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Heathfield

For developers building in Heathfield, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across East Sussex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across East Sussex

Why Heathfield for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Heathfield

Commercial property news for Heathfield will appear here once available. Check back soon for the latest market updates.

Calculate Your Heathfield Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.