Lewes, East Sussex

Commercial Mortgages & Property Finance in Lewes

Lewes is the historic county town of East Sussex, perched dramatically above the River Ouse with a Norman castle, medieval street plan, and famously independent spirit. The town is renowned for its spectacular Bonfire Night celebrations, the largest in England, and hosts Harvey's Brewery, the last independent brewery in Sussex. Its conservation-led character creates limited but highly valued commercial space.

Lewes Town CentreCliffeLandportSouth MallingMalling
£320
Avg Price/sq ft
4.7%
Average Yield
+13.5%
5yr Price Growth
+9.8%
5yr Rental Growth

Lewes Local Market Intelligence

Historic county town with premium property values. Strong independent retail. South Downs National Park gateway attracting visitors.

— CMB Market Analysis

Key Industries

  • Public Administration (East Sussex CC)
  • Independent Retail
  • Brewing (Harvey's)
  • Professional Services
  • Arts & Culture

Transport Links

  • Southern Railway to London (65 mins)/Brighton (15 mins)
  • A27 to Brighton/Eastbourne
  • A26 to Tunbridge Wells
  • A275 to Sheffield Park

Regeneration

North Street Quarter mixed-use development; Lewes town centre conservation; Phoenix Industrial Estate improvement; Brooks Road area enhancement; South Downs National Park gateway

Commercial Mortgages in Lewes

Whether you're acquiring office space, retail units, or industrial property in Lewes, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across East Sussex, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Lewes commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Lewes

When speed matters for your Lewes property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across East Sussex, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Lewes

For developers building in Lewes, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across East Sussex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across East Sussex

Why Lewes for Commercial Property Investment

Lender Appetite

Good appetite for heritage properties. Premium pricing accepted for quality assets.

Latest Commercial Property News in Lewes

Commercial property news for Lewes will appear here once available. Check back soon for the latest market updates.

Calculate Your Lewes Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.