Brentwood, Essex

Commercial Mortgages & Property Finance in Brentwood

Brentwood is an affluent Essex commuter town made famous by TOWIE but with a much deeper heritage as a medieval pilgrimage stop on the road from London to Canterbury. The town sits on the A12/M25 junction with fast Elizabeth Line connections to Liverpool Street, supporting premium residential values and a strong local retail and professional services market.

Brentwood Town CentreShenfieldIngatestoneHuttonBrook Street
£340
Avg Price/sq ft
4.7%
Average Yield
+12.8%
5yr Price Growth
+9.2%
5yr Rental Growth

Brentwood Local Market Intelligence

Affluent commuter town with Elizabeth Line connection at Shenfield. Premium retail market. Strong professional services demand.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Financial Services
  • Retail
  • Healthcare
  • Media & Entertainment

Transport Links

  • Elizabeth Line to Liverpool Street (30 mins)
  • M25 Junction 28 (adjacent)
  • A12 to Chelmsford/Colchester
  • A128 to Basildon

Regeneration

Brentwood town centre masterplan; William Hunter Way redevelopment; Baytree Centre expansion; Dunton Hills Garden Village (4,000 homes); Brentwood Enterprise Park

Commercial Mortgages in Brentwood

Whether you're acquiring office space, retail units, or industrial property in Brentwood, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Essex, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Brentwood commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Brentwood

When speed matters for your Brentwood property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Essex, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Brentwood

For developers building in Brentwood, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Essex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Essex

Why Brentwood for Commercial Property Investment

Lender Appetite

Very strong appetite. Affluent catchment supports premium values.

Latest Commercial Property News in Brentwood

Commercial property news for Brentwood will appear here once available. Check back soon for the latest market updates.

Calculate Your Brentwood Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.