Witham is a growing North Essex town on the A12 corridor between Chelmsford and Colchester, with direct trains to Liverpool Street in 45 minutes. The town has expanded significantly with new housing and benefits from the Maltings Lane development area. Its position on the main road and rail arteries makes it attractive for commuter-led businesses and services.
“Historic market town. Good London rail links. Growing residential.”
— CMB Market Analysis
Maltings Lane development area; Witham town centre public realm improvements; Newlands Precinct enhancement; Grove Centre retail investment; Rivenhall housing expansion
Whether you're acquiring office space, retail units, or industrial property in Witham, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Essex, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Witham commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Witham property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Essex, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Witham, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Essex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Good appetite for residential.
Commercial property news for Witham will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Essex.