Hemel Hempstead, Hertfordshire

Commercial Mortgages & Property Finance in Hemel Hempstead

Hemel Hempstead in Hertfordshire offers diverse commercial property opportunities for investors and developers. Our experienced team provides tailored property finance solutions including development finance, bridging loans, commercial mortgages, and HMO finance across all sectors.

Hemel Hempstead Town CentreMaylandsApsleyAdeyfieldBennetts End
£497
Avg Price/sq ft
5.2%
Average Yield
+11.4%
5yr Price Growth
+7.4%
5yr Rental Growth

Hemel Hempstead Local Market Intelligence

New Town with major employment base at Maylands. Amazon and other major occupiers. Town centre regeneration ongoing.

— CMB Market Analysis

Key Industries

  • Technology
  • Professional Services
  • Manufacturing
  • Retail
  • Logistics

Transport Links

  • WCML rail
  • M1/M25 access
  • A41 corridor

Regeneration

Town centre regeneration; Maylands Gateway; Paradise development

Commercial Mortgages in Hemel Hempstead

Whether you're acquiring office space, retail units, or industrial property in Hemel Hempstead, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hertfordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Hemel Hempstead commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Hemel Hempstead

When speed matters for your Hemel Hempstead property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hertfordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Hemel Hempstead

For developers building in Hemel Hempstead, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hertfordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hertfordshire

Why Hemel Hempstead for Commercial Property Investment

Lender Appetite

Good appetite for industrial and offices. Town centre retail selective.

Latest Commercial Property News in Hemel Hempstead

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Calculate Your Hemel Hempstead Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.