Potters Bar, Hertfordshire

Commercial Mortgages & Property Finance in Potters Bar

Potters Bar is a southern Hertfordshire commuter town on the London-Edinburgh East Coast Main Line, offering fast services to King's Cross in 20 minutes. The town sits just beyond the M25 on the A1(M) corridor and has a suburban character with a local high street serving its residential population. Its London accessibility underpins property values.

Potters Bar Town CentreLittle HeathBrookmans ParkSouth MimmsCuffley
£330
Avg Price/sq ft
4.6%
Average Yield
+11.8%
5yr Price Growth
+8.2%
5yr Rental Growth

Potters Bar Local Market Intelligence

Commuter town with excellent rail links. Gateway to Hertfordshire from M25. Local retail serving affluent catchment.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Retail
  • Healthcare
  • Education
  • Financial Services

Transport Links

  • Great Northern to King's Cross (20 mins)
  • M25 Junction 24 (adjacent)
  • A1(M) to London/Hatfield
  • A1000 Great North Road

Regeneration

Potters Bar town centre environmental improvements; station area redevelopment; Cranborne Road area investment; modest housing allocations; Wyllyotts Centre community facility

Commercial Mortgages in Potters Bar

Whether you're acquiring office space, retail units, or industrial property in Potters Bar, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hertfordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Potters Bar commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Potters Bar

When speed matters for your Potters Bar property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hertfordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Potters Bar

For developers building in Potters Bar, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hertfordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hertfordshire

Why Potters Bar for Commercial Property Investment

Lender Appetite

Standard strong appetite for commuter town properties.

Latest Commercial Property News in Potters Bar

Commercial property news for Potters Bar will appear here once available. Check back soon for the latest market updates.

Calculate Your Potters Bar Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.