Grantham, Lincolnshire

Commercial Mortgages & Property Finance in Grantham

Grantham is a South Kesteven market town on the East Coast Main Line, the birthplace of Margaret Thatcher and home to one of England's finest medieval church spires at St Wulfram's. The town is positioned for major growth with the Grantham Southern Quadrant developing as a significant urban extension, and its fast rail links to London (65 mins) and proximity to the A1 give it strong commercial appeal.

Grantham Town CentreManthorpeEarlesfieldBarrowbyGreat Gonerby
£135
Avg Price/sq ft
6.2%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Grantham Local Market Intelligence

Historic market town on East Coast Main Line. Margaret Thatcher birthplace. Strong food sector.

— CMB Market Analysis

Key Industries

  • Manufacturing & Engineering
  • Agriculture & Food
  • Logistics
  • Professional Services
  • Retail

Transport Links

  • LNER to London King's Cross (65 mins)/Edinburgh
  • A1 trunk road (adjacent)
  • A52 to Nottingham (25 miles)
  • A607 to Melton Mowbray/Leicester

Regeneration

Grantham Southern Quadrant (3,700 homes + employment); town centre St Peter's Hill improvement; Wharf Road mixed-use; Spitalgate Heath employment area; heritage lottery fund conservation

Commercial Mortgages in Grantham

Whether you're acquiring office space, retail units, or industrial property in Grantham, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lincolnshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Grantham commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Grantham

When speed matters for your Grantham property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lincolnshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Grantham

For developers building in Grantham, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lincolnshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lincolnshire

Why Grantham for Commercial Property Investment

Lender Appetite

Good appetite for commercial.

Latest Commercial Property News in Grantham

Commercial property news for Grantham will appear here once available. Check back soon for the latest market updates.

Calculate Your Grantham Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.