Skegness, Lincolnshire

Commercial Mortgages & Property Finance in Skegness

Skegness is Lincolnshire's premier seaside resort, made famous by the 'Jolly Fisherman' poster proclaiming it 'so bracing'. The town has one of the UK's best sandy beaches and is home to the original Butlin's holiday camp. Its highly seasonal economy creates unusual property dynamics, with strong summer yields but winter challenges typical of east coast resorts.

Skegness Town CentreSkegness BeachIngoldmellsChapel St LeonardsGibraltar Point
£95
Avg Price/sq ft
7.5%
Average Yield
+15.5%
5yr Price Growth
+12%
5yr Rental Growth

Skegness Local Market Intelligence

Traditional seaside resort with Butlin's. Strong caravan and holiday park sector. Bracing!

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Holiday Parks (Butlin's)
  • Retail
  • Amusement & Leisure
  • Agriculture

Transport Links

  • East Midlands Railway to Nottingham/Boston
  • A52 to Boston/Grantham
  • A158 to Lincoln (42 miles)
  • Skegness Pier and seafront

Regeneration

Skegness Foreshore masterplan; Tower Gardens and Compass Gardens improvements; Butlin's resort investment; Lumley Road enhancement; North Shore holiday park expansion; flood defence upgrades

Commercial Mortgages in Skegness

Whether you're acquiring office space, retail units, or industrial property in Skegness, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lincolnshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Skegness commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Skegness

When speed matters for your Skegness property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lincolnshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Skegness

For developers building in Skegness, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lincolnshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lincolnshire

Why Skegness for Commercial Property Investment

Lender Appetite

Good appetite for tourism properties.

Latest Commercial Property News in Skegness

Commercial property news for Skegness will appear here once available. Check back soon for the latest market updates.

Calculate Your Skegness Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.