Towcester, Northamptonshire

Commercial Mortgages & Property Finance in Towcester

Towcester is an ancient market town on the Roman Watling Street (A5), claiming to be the oldest continuously inhabited town in England. The town is closely linked to Silverstone Circuit and Towcester Racecourse, and serves a growing population in the South Northamptonshire area. The former Towcester Racecourse site and proximity to Motorsport Valley add commercial interest.

Towcester Town CentreSilverstoneEaston NestonTiffieldWood Burcote
£215
Avg Price/sq ft
5.2%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Towcester Local Market Intelligence

Historic town on Watling Street. Silverstone motorsport cluster nearby. Premium residential market.

— CMB Market Analysis

Key Industries

  • Motorsport & Technology (Silverstone corridor)
  • Retail
  • Agriculture
  • Hospitality
  • Professional Services

Transport Links

  • A5 Watling Street to M1 Junction 15a (8 miles)
  • A43 to Northampton/Oxford
  • Silverstone Circuit (5 miles)
  • No direct rail (nearest: Northampton/Milton Keynes)

Regeneration

Towcester town centre improvements; former Racecourse site development; Moat Lane housing; Towcester Vale sustainable urban extension; Silverstone Heritage Experience; Bury Mount conservation

Commercial Mortgages in Towcester

Whether you're acquiring office space, retail units, or industrial property in Towcester, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northamptonshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Towcester commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Towcester

When speed matters for your Towcester property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northamptonshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Towcester

For developers building in Towcester, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northamptonshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northamptonshire

Why Towcester for Commercial Property Investment

Lender Appetite

Good appetite. Motorsport cluster interesting.

Latest Commercial Property News in Towcester

Commercial property news for Towcester will appear here once available. Check back soon for the latest market updates.

Calculate Your Towcester Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.