Wellingborough, Northamptonshire

Commercial Mortgages & Property Finance in Wellingborough

Wellingborough is a North Northamptonshire town positioned for significant growth at the Stanton Cross urban extension, one of the largest in England. The town has a traditional market and Victorian architecture alongside newer commercial areas, and benefits from fast rail services to London St Pancras. The boot and shoe heritage has given way to distribution and manufacturing.

Wellingborough Town CentreFinedonIrchesterVictoriaSwanspool
£130
Avg Price/sq ft
6.2%
Average Yield
+15.5%
5yr Price Growth
+11.8%
5yr Rental Growth

Wellingborough Local Market Intelligence

Market town with strong logistics sector. Affordable compared to surrounding areas. Growing residential development.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Manufacturing
  • Retail
  • Healthcare
  • Construction

Transport Links

  • East Midlands Railway to London St Pancras (55 mins)
  • A45 to Northampton/A14
  • A509 to M1 Junction 14 (10 miles)
  • A510 to Finedon/Irthlingborough

Regeneration

Stanton Cross urban extension (3,650 homes + employment); Wellingborough town centre regeneration; Whitworths site redevelopment; Victoria Centre renewal; Embankment river park; former Tresham College site

Commercial Mortgages in Wellingborough

Whether you're acquiring office space, retail units, or industrial property in Wellingborough, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northamptonshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Wellingborough commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Wellingborough

When speed matters for your Wellingborough property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northamptonshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Wellingborough

For developers building in Wellingborough, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northamptonshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northamptonshire

Why Wellingborough for Commercial Property Investment

Lender Appetite

Good appetite for logistics and industrial.

Latest Commercial Property News in Wellingborough

Commercial property news for Wellingborough will appear here once available. Check back soon for the latest market updates.

Calculate Your Wellingborough Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.