Ashington, Northumberland

Commercial Mortgages & Property Finance in Ashington

Ashington was once the world's largest mining village and is known as the birthplace of footballers Jackie Milburn and Bobby and Jack Charlton. The town has transitioned from coal mining and is seeing significant regeneration, including the restored Ashington-Blyth rail line (Northumberland Line) which will provide direct services to Newcastle for the first time in decades.

Ashington Town CentreWansbeck Business ParkHirstSeaton HirstNorth Seaton
£70
Avg Price/sq ft
8%
Average Yield
+13.5%
5yr Price Growth
+10.5%
5yr Rental Growth

Ashington Local Market Intelligence

Former mining town with rail reopening planned. Growing employment areas. Affordable property values.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Renewable Energy
  • Logistics

Transport Links

  • Northumberland Line rail to Newcastle (reopening)
  • A189 Spine Road to A19 (3 miles)
  • A197 to Morpeth/A1
  • Ashington bus station

Regeneration

Northumberland Line rail reopening (transformative); Ashington town centre regeneration; Portland Park housing; former coalfield brownfield sites; Wansbeck District General Hospital investment; Hirst master plan

Commercial Mortgages in Ashington

Whether you're acquiring office space, retail units, or industrial property in Ashington, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northumberland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ashington commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ashington

When speed matters for your Ashington property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northumberland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ashington

For developers building in Ashington, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northumberland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northumberland

Why Ashington for Commercial Property Investment

Lender Appetite

Appetite improving with rail plans.

Latest Commercial Property News in Ashington

Commercial property news for Ashington will appear here once available. Check back soon for the latest market updates.

Also Serving Across Northumberland

We provide commercial mortgages, bridging finance, and development finance throughout Northumberland.

Commercial Finance Across the UK

Calculate Your Ashington Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.