Cramlington, Northumberland

Commercial Mortgages & Property Finance in Cramlington

Cramlington is a Northumberland new town developed since the 1960s, positioned between Newcastle and the Northumberland coast. The town has a significant industrial estate and retail park, and its practical layout with good A19/A1 connectivity makes it attractive for logistics and distribution businesses. The Northumbria Specialist Emergency Care Hospital is a major employer.

Cramlington Town CentreManor WalksNorthumbria HealthcareBlagdonNelson Village
£95
Avg Price/sq ft
6.5%
Average Yield
+12.8%
5yr Price Growth
+9.8%
5yr Rental Growth

Cramlington Local Market Intelligence

Major hospital and healthcare campus. Growing pharmaceutical sector. Strong residential market.

— CMB Market Analysis

Key Industries

  • Healthcare (NSECH)
  • Manufacturing
  • Logistics
  • Retail
  • Technology

Transport Links

  • Cramlington rail to Newcastle (15 mins)
  • A19 (adjacent)
  • A1 (4 miles)
  • A189 to Blyth/Ashington

Regeneration

Cramlington town centre renewal; Manor Walks shopping centre investment; Northumberland Business Park expansion; South Nelson housing; Northumbria Hospital growth; sustainable transport improvements

Commercial Mortgages in Cramlington

Whether you're acquiring office space, retail units, or industrial property in Cramlington, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northumberland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Cramlington commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Cramlington

When speed matters for your Cramlington property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northumberland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Cramlington

For developers building in Cramlington, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northumberland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northumberland

Why Cramlington for Commercial Property Investment

Lender Appetite

Good appetite. Healthcare covenants valued.

Latest Commercial Property News in Cramlington

Commercial property news for Cramlington will appear here once available. Check back soon for the latest market updates.

Also Serving Across Northumberland

We provide commercial mortgages, bridging finance, and development finance throughout Northumberland.

Commercial Finance Across the UK

Calculate Your Cramlington Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.