Bridgwater, Somerset

Commercial Mortgages & Property Finance in Bridgwater

Bridgwater is Somerset's largest town and is being transformed by its proximity to Hinkley Point C, the UK's first new nuclear power station in a generation. The £25 billion+ project is creating thousands of construction jobs and driving significant demand for housing, commercial space, and services. The town's position on the M5 and the Parrett river estuary adds logistical strength.

Bridgwater Town CentreHinkley PointNorthgateSydenhamBower
£155
Avg Price/sq ft
5.8%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Bridgwater Local Market Intelligence

Massive Hinkley Point C nuclear construction driving growth. Gravity business park at former Bridgwater Gateway. Accommodation demand high.

— CMB Market Analysis

Key Industries

  • Nuclear Energy (Hinkley Point C)
  • Manufacturing
  • Logistics
  • Retail
  • Construction

Transport Links

  • GWR to Bristol/Taunton/Paddington
  • M5 Junction 23/24 (adjacent)
  • A38 to Taunton/Bristol
  • A39 to Minehead/Hinkley Point

Regeneration

Hinkley Point C nuclear construction (£25bn+); Bridgwater town centre regeneration; Celebration Mile; Northgate; EDF Energy campus; Huntworth Business Park; Gravity Enterprise Zone (former Royal Ordnance Factory)

Commercial Mortgages in Bridgwater

Whether you're acquiring office space, retail units, or industrial property in Bridgwater, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Somerset, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Bridgwater commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Bridgwater

When speed matters for your Bridgwater property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Somerset, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Bridgwater

For developers building in Bridgwater, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Somerset. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Somerset

Why Bridgwater for Commercial Property Investment

Lender Appetite

Strong appetite linked to Hinkley. Energy sector favoured.

Latest Commercial Property News in Bridgwater

Commercial property news for Bridgwater will appear here once available. Check back soon for the latest market updates.

Calculate Your Bridgwater Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.