Minehead, Somerset

Commercial Mortgages & Property Finance in Minehead

Minehead is the western gateway to Exmoor National Park and the starting point of the South West Coast Path, Britain's longest National Trail. The town has a Butlin's holiday resort, a working harbour, and the West Somerset Railway heritage line terminus. Its dual role as an Exmoor service centre and family holiday destination creates a diversified seasonal economy.

Minehead Town CentreButlin'sWest Somerset RailwayAlcombeDunster
£175
Avg Price/sq ft
5.6%
Average Yield
+16%
5yr Price Growth
+12%
5yr Rental Growth

Minehead Local Market Intelligence

West Somerset Railway terminus. Butlin's resort. Gateway to Exmoor.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality (Butlin's)
  • Retail
  • Healthcare
  • Agriculture
  • Heritage (West Somerset Railway)

Transport Links

  • West Somerset Railway heritage line to Bishops Lydeard
  • A39 to Bridgwater/Barnstaple
  • Minehead Harbour
  • No main line rail (nearest: Taunton)

Regeneration

Minehead town centre improvements; Butlin's resort investment; harbour and quay area; Seaward Way housing; Exmoor National Park gateway improvements; South West Coast Path infrastructure

Commercial Mortgages in Minehead

Whether you're acquiring office space, retail units, or industrial property in Minehead, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Somerset, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Minehead commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Minehead

When speed matters for your Minehead property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Somerset, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Minehead

For developers building in Minehead, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Somerset. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Somerset

Why Minehead for Commercial Property Investment

Lender Appetite

Good appetite for tourism.

Latest Commercial Property News in Minehead

Commercial property news for Minehead will appear here once available. Check back soon for the latest market updates.

Calculate Your Minehead Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.