Chippenham, Wiltshire

Commercial Mortgages & Property Finance in Chippenham

Chippenham is one of Wiltshire's largest and fastest-growing towns, positioned on the M4 corridor between Bristol and Swindon with direct GWR services to London. The town has an attractive medieval and Georgian centre along the River Avon, and major housing growth at Rawlings Green and Hunters Moon is rapidly expanding the population and commercial catchment.

Chippenham Town CentreMethuen ParkLangley BurrellPewshamCepen Park
£225
Avg Price/sq ft
5.2%
Average Yield
+14.5%
5yr Price Growth
+10.8%
5yr Rental Growth

Chippenham Local Market Intelligence

Growing market town with excellent M4/rail links. Tech sector presence. Bath and Bristol commuters.

— CMB Market Analysis

Key Industries

  • Technology (M4 corridor)
  • Manufacturing
  • Retail
  • Professional Services
  • Healthcare

Transport Links

  • GWR to London Paddington (75 mins)/Bristol (20 mins)
  • M4 Junction 17 (3 miles)
  • A4 to Bath/Calne
  • A350 to Melksham/Trowbridge

Regeneration

Chippenham town centre regeneration; Langley Park mixed-use; Rawlings Green housing; Hunters Moon housing; Bridge Centre improvement; Sadlers Mead car park site

Commercial Mortgages in Chippenham

Whether you're acquiring office space, retail units, or industrial property in Chippenham, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wiltshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Chippenham commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Chippenham

When speed matters for your Chippenham property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wiltshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Chippenham

For developers building in Chippenham, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wiltshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wiltshire

Why Chippenham for Commercial Property Investment

Lender Appetite

Good appetite with growth trajectory.

Latest Commercial Property News in Chippenham

Commercial property news for Chippenham will appear here once available. Check back soon for the latest market updates.

Calculate Your Chippenham Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.