Swindon, Wiltshire

Commercial Mortgages & Property Finance in Swindon

Swindon is a major Wiltshire town with strong corporate presence and competitive property values. The town offers property finance opportunities across commercial and industrial sectors.

Town CentreNorth SwindonWest SwindonOld TownHighworth
£195
Avg Price/sq ft
6.8%
Average Yield
+15.5%
5yr Price Growth
+10.5%
5yr Rental Growth

Swindon Local Market Intelligence

Major corporate location with Honda legacy. Strong M4 corridor connectivity. Town centre transformation ongoing.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Technology
  • Manufacturing
  • Logistics
  • Professional Services

Transport Links

  • Swindon Station (GWML)
  • M4 motorway
  • A419 corridor

Regeneration

Town centre regeneration; Kimmerfields; North Star development

Commercial Mortgages in Swindon

Whether you're acquiring office space, retail units, or industrial property in Swindon, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Wiltshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Swindon commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Swindon

When speed matters for your Swindon property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Wiltshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Swindon

For developers building in Swindon, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Wiltshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Wiltshire

Why Swindon for Commercial Property Investment

Lender Appetite

Good appetite for quality commercial. Industrial and logistics supported.

Latest Commercial Property News in Swindon

Commercial property news for Swindon will appear here once available. Check back soon for the latest market updates.

Calculate Your Swindon Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.