Hungerford, Berkshire

Commercial Mortgages & Property Finance in Hungerford

Hungerford is a picturesque West Berkshire market town on the Kennet and Avon Canal, known for its antiques trade and annual Tutti Day traditions. The town serves a wide rural catchment and offers a niche commercial property market focused on independent retail, hospitality, and equestrian-related businesses in the North Wessex Downs AONB.

Hungerford High StreetHungerford CommonEddingtonChilton FoliatFroxfield
£280
Avg Price/sq ft
5.1%
Average Yield
+9.5%
5yr Price Growth
+6.3%
5yr Rental Growth

Hungerford Local Market Intelligence

Premier antiques destination. Hungerford Common unique. Historic canal town with strong independent retail.

— CMB Market Analysis

Key Industries

  • Antiques & Specialist Retail
  • Agriculture & Equestrian
  • Hospitality & Tourism
  • Professional Services
  • Food & Drink

Transport Links

  • GWR to Paddington (60 mins)
  • M4 Junction 14 (4 miles)
  • A4 Bath Road
  • A338 to Salisbury

Regeneration

Town centre heritage conservation; canal towpath improvements; local plan housing allocations on eastern fringe

Commercial Mortgages in Hungerford

Whether you're acquiring office space, retail units, or industrial property in Hungerford, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Berkshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Hungerford commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Hungerford

When speed matters for your Hungerford property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Berkshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Hungerford

For developers building in Hungerford, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Berkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Berkshire

Why Hungerford for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Hungerford

Commercial property news for Hungerford will appear here once available. Check back soon for the latest market updates.

Calculate Your Hungerford Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.