Reading, Berkshire

Commercial Mortgages in Reading

Strategic M4 corridor location makes Reading a major tech and business services hub with strong commercial property demand. Excellent transport links and competitive rates versus London drive mortgage activity.

Reading Town CentreThames Valley ParkGreen ParkStation HillForbury
£385
Avg Price/sq ft
5.2%
Average Yield
+18.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Reading Commercial Property Market

UK's leading tech hub outside London. Elizabeth Line enhancing London connectivity. Office rents £42+ for Grade A. Business parks fully let. Industrial critically short.

— CMB Market Analysis

Key Industries

  • Technology
  • Financial Services
  • Professional Services
  • Telecommunications
  • Pharmaceuticals

Transport Links

  • Reading station (Elizabeth Line, GWR)
  • M4 Junction 10/11
  • Heathrow access

Lender Outlook

Excellent appetite from all lender types. Recognised as premium location.

Regeneration

Station Hill, Minster Quarter, Broad Street Mall redevelopment

Property Finance Services in Reading

We offer a complete range of property finance solutions for investors and developers in Reading and across Berkshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Reading

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Reading

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Reading

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Reading

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Reading

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Reading

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Reading

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Reading

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Reading

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Reading

Why Choose CMB for Property Finance in Reading?

Local Market Knowledge

We understand the Reading property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Berkshire

We provide property finance solutions throughout Berkshire.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Reading Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.