Newbury, Berkshire

Commercial Mortgages & Property Finance in Newbury

Newbury is West Berkshire's principal town, blending a historic racecourse heritage with a thriving technology and mobile telecoms cluster around Vodafone's global headquarters. The town centre combines independent shopping with national brands, and the surrounding area hosts a concentration of tech companies drawn by the quality of life and M4 corridor connectivity.

Newbury Town CentreThatchamShawGreenhamWash Common
£270
Avg Price/sq ft
5.6%
Average Yield
+11.2%
5yr Price Growth
+8.9%
5yr Rental Growth

Newbury Local Market Intelligence

Vodafone HQ location with strong telecoms cluster. Quality market town with premium retail. Greenham Common site offering development opportunities.

— CMB Market Analysis

Key Industries

  • Telecommunications (Vodafone HQ)
  • Technology
  • Horse Racing & Equestrian
  • Defence & Security
  • Financial Services

Transport Links

  • GWR to Paddington (55 mins)
  • M4 Junction 13 (4 miles)
  • A34 trunk road to M3/M40
  • A339 to Basingstoke

Regeneration

Market Street regeneration scheme; London Road Industrial Estate intensification; Sandleford Park strategic housing site (1,500 homes); racecourse mixed-use development

Commercial Mortgages in Newbury

Whether you're acquiring office space, retail units, or industrial property in Newbury, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Berkshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Newbury commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Newbury

When speed matters for your Newbury property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Berkshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Newbury

For developers building in Newbury, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Berkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Berkshire

Why Newbury for Commercial Property Investment

Lender Appetite

Good appetite across property types. Corporate covenants valued.

Latest Commercial Property News in Newbury

Commercial property news for Newbury will appear here once available. Check back soon for the latest market updates.

Calculate Your Newbury Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.