Chesham, Buckinghamshire

Commercial Mortgages & Property Finance in Chesham

Chesham lies in a valley in the Chiltern Hills at the terminus of the Metropolitan line, giving it direct Underground connectivity to the City of London. The town has a strong light industrial base along the River Chess valley and an attractive high street, with commercial property values that reflect its Metro-land heritage and AONB setting.

Chesham Town CentreChartridgeAshley GreenLatimerWaterside
£310
Avg Price/sq ft
5.1%
Average Yield
+10.2%
5yr Price Growth
+7.5%
5yr Rental Growth

Chesham Local Market Intelligence

Metropolitan line terminus. Historic market town. Strong independent retail and brewing heritage.

— CMB Market Analysis

Key Industries

  • Light Manufacturing
  • Technology
  • Professional Services
  • Retail
  • Creative Industries

Transport Links

  • Metropolitan line to Baker Street (45 mins)
  • A416 to Berkhamsted/M25
  • A413 to Amersham
  • Chiltern cycleway network

Regeneration

Chesham town centre masterplan; River Chess restoration and flood alleviation; Bellingdon Road employment area intensification; Chiltern Hills Gateway project

Commercial Mortgages in Chesham

Whether you're acquiring office space, retail units, or industrial property in Chesham, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Buckinghamshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Chesham commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Chesham

When speed matters for your Chesham property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Buckinghamshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Chesham

For developers building in Chesham, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Buckinghamshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Buckinghamshire

Why Chesham for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Chesham

Commercial property news for Chesham will appear here once available. Check back soon for the latest market updates.

Calculate Your Chesham Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.