Milton Keynes, Buckinghamshire

Commercial Mortgages & Property Finance in Milton Keynes

Milton Keynes is a major new town with strong commercial property market and excellent transport links. The city offers diverse property finance opportunities across all sectors.

Central Milton KeynesBletchleyWolvertonNewport PagnellStony Stratford
£265
Avg Price/sq ft
6%
Average Yield
+17.5%
5yr Price Growth
+12.2%
5yr Rental Growth

Milton Keynes Local Market Intelligence

Major corporate location with strong office market. Excellent logistics connectivity. Grid road system attractive to occupiers.

— CMB Market Analysis

Key Industries

  • Technology
  • Logistics
  • Financial Services
  • Professional Services
  • Retail

Transport Links

  • Milton Keynes Central (WCML)
  • M1 motorway
  • East West Rail coming

Regeneration

CMK transformation; Stadium development; East West Rail area

Commercial Mortgages in Milton Keynes

Whether you're acquiring office space, retail units, or industrial property in Milton Keynes, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Buckinghamshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Milton Keynes commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Milton Keynes

When speed matters for your Milton Keynes property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Buckinghamshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Milton Keynes

For developers building in Milton Keynes, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Buckinghamshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Buckinghamshire

Why Milton Keynes for Commercial Property Investment

Lender Appetite

Strong appetite across sectors. Corporate offices and logistics favoured.

Our team has extensive experience in Buckinghamshire property finance markets.

Latest Commercial Property News in Milton Keynes

Commercial property news for Milton Keynes will appear here once available. Check back soon for the latest market updates.

Calculate Your Milton Keynes Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.