Gerrards Cross, Buckinghamshire

Commercial Mortgages & Property Finance in Gerrards Cross

Gerrards Cross is one of the wealthiest commuter villages in England, located on the Chiltern Railways main line with 18-minute services to London Marylebone. The village's premium status is reflected in exceptionally high property values, a boutique high street, and an affluent catchment that supports high-end retail and professional service occupiers.

Gerrards CrossChalfont St PeterFulmerHedgerleyStoke Poges
£510
Avg Price/sq ft
4.5%
Average Yield
+9.8%
5yr Price Growth
+7.2%
5yr Rental Growth

Gerrards Cross Local Market Intelligence

Premium commuter town with excellent rail links. Strong professional and wealthy resident base.

— CMB Market Analysis

Key Industries

  • Financial Advisory
  • Legal Services
  • Private Healthcare
  • Boutique Retail
  • Property Management

Transport Links

  • Chiltern Railways to Marylebone (18 mins)
  • M40 Junction 2 (2 miles)
  • A40 to London/Oxford
  • M25 Junction 16 (3 miles)

Regeneration

Gerrards Cross station car park redevelopment; village centre public realm improvements; limited new development due to Green Belt

Commercial Mortgages in Gerrards Cross

Whether you're acquiring office space, retail units, or industrial property in Gerrards Cross, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Buckinghamshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Gerrards Cross commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Gerrards Cross

When speed matters for your Gerrards Cross property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Buckinghamshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Gerrards Cross

For developers building in Gerrards Cross, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Buckinghamshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Buckinghamshire

Why Gerrards Cross for Commercial Property Investment

Lender Appetite

Strong appetite for premium properties.

Latest Commercial Property News in Gerrards Cross

Commercial property news for Gerrards Cross will appear here once available. Check back soon for the latest market updates.

Calculate Your Gerrards Cross Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.