Barrow-in-Furness, Cumbria

Commercial Mortgages & Property Finance in Barrow-in-Furness

Barrow-in-Furness is home to BAE Systems' submarine shipyard, where the UK's Dreadnought-class nuclear submarines are being built in a programme worth over £30 billion. This single employer dominates the local economy and property market, creating strong demand for housing and commercial space from thousands of skilled workers relocating to the area.

Barrow Town CentreBAE SystemsWalney IslandRooseVickerstown
£95
Avg Price/sq ft
7.5%
Average Yield
+14.5%
5yr Price Growth
+11.8%
5yr Rental Growth

Barrow-in-Furness Local Market Intelligence

BAE Systems submarine building major employer. Defence sector drives economy. Offshore wind growing.

— CMB Market Analysis

Key Industries

  • Submarine Building (BAE Systems)
  • Nuclear Engineering
  • Advanced Manufacturing
  • Offshore Energy
  • Healthcare

Transport Links

  • Northern Trains to Lancaster/Manchester
  • A590 to M6 Junction 36 (30 miles)
  • Barrow Island dock facilities
  • Walney Island bridge access

Regeneration

BAE Systems submarine programme (multi-billion investment); Marina Village residential scheme; Barrow town centre regeneration; Waterfront business park; Furness General Hospital investment

Commercial Mortgages in Barrow-in-Furness

Whether you're acquiring office space, retail units, or industrial property in Barrow-in-Furness, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cumbria, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Barrow-in-Furness commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Barrow-in-Furness

When speed matters for your Barrow-in-Furness property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cumbria, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Barrow-in-Furness

For developers building in Barrow-in-Furness, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cumbria. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cumbria

Why Barrow-in-Furness for Commercial Property Investment

Lender Appetite

Strong appetite. Defence covenants highly valued.

Latest Commercial Property News in Barrow-in-Furness

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Calculate Your Barrow-in-Furness Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.