Ulverston, Cumbria

Commercial Mortgages & Property Finance in Ulverston

Ulverston is a characterful market town on the Furness Peninsula, birthplace of Stan Laurel and home to a famously vibrant festival programme. The town has an independent spirit with a strong artisan and food culture, and benefits from both Lake District tourism overspill and Morecambe Bay's natural attractions. GlaxoSmithKline's major manufacturing site nearby is a key employer.

Ulverston Town CentreCanal FootBardseaSwarthmoorLindal
£140
Avg Price/sq ft
5.8%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Ulverston Local Market Intelligence

Laurel and Hardy birthplace. Strong festival scene. Gateway to Furness Peninsula.

— CMB Market Analysis

Key Industries

  • Pharmaceutical (GSK)
  • Tourism & Festivals
  • Artisan Food & Drink
  • Retail
  • Agriculture

Transport Links

  • Furness line rail to Lancaster/Barrow
  • A590 to M6 Junction 36 (12 miles)
  • A5087 coast road to Barrow
  • Morecambe Bay access

Regeneration

Ulverston town centre heritage improvements; Coronation Hall cultural venue; canal restoration project; GlaxoSmithKline site investment; Gill Banks housing

Commercial Mortgages in Ulverston

Whether you're acquiring office space, retail units, or industrial property in Ulverston, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cumbria, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ulverston commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ulverston

When speed matters for your Ulverston property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cumbria, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ulverston

For developers building in Ulverston, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cumbria. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cumbria

Why Ulverston for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Ulverston

Commercial property news for Ulverston will appear here once available. Check back soon for the latest market updates.

Calculate Your Ulverston Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.