Penrith is the eastern gateway to the Lake District and a key service town for Eden Valley, sitting at the junction of the M6 and A66 trans-Pennine route. The town has a strong agricultural market heritage, a thriving independent retail centre, and acts as the commercial hub for a vast rural hinterland stretching to the Scottish border and North Pennines AONB.
“Eastern gateway to Lake District. Strong tourism and agricultural economy. Market town character.”
— CMB Market Analysis
Penrith New Squares town centre scheme; Gilwilly Industrial Estate expansion; Carleton housing development; Eden Valley railway heritage; Castlegate heritage quarter improvements
Whether you're acquiring office space, retail units, or industrial property in Penrith, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cumbria, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Penrith commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Penrith property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Cumbria, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Penrith, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Cumbria. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Good appetite for tourism sector.
Commercial property news for Penrith will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cumbria.