Cromer, Norfolk

Commercial Mortgages & Property Finance in Cromer

Cromer is a charming Victorian resort town on the North Norfolk coast, famous for its pier (one of the finest in England with an end-of-pier theatre), Cromer crabs, and dramatic chalk cliffs. The town has a strong seasonal tourism economy and a faithful residential community, with the North Norfolk Railway heritage steam line at nearby Sheringham adding visitor draw.

Cromer Town CentreCromer PierOverstrandRuntonRoughton
£210
Avg Price/sq ft
5.3%
Average Yield
+16.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Cromer Local Market Intelligence

Traditional North Norfolk resort with strong tourism appeal. Famous pier and crab fishing. Premium coastal property market.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Fishing (Cromer crab)
  • Retail
  • Healthcare & Retirement
  • Heritage

Transport Links

  • Bittern Line rail to Norwich (45 mins)
  • A148 to Holt/Fakenham
  • A149 coast road to Sheringham/Great Yarmouth
  • Cromer Pier and seafront

Regeneration

Cromer pier and seafront improvements; town centre conservation area investment; North Norfolk heritage coast infrastructure; Forest Park development; cliff stabilisation and sea defence works

Commercial Mortgages in Cromer

Whether you're acquiring office space, retail units, or industrial property in Cromer, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Norfolk, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Cromer commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Cromer

When speed matters for your Cromer property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Norfolk, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Cromer

For developers building in Cromer, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Norfolk. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Norfolk

Why Cromer for Commercial Property Investment

Lender Appetite

Selective appetite. Tourism-linked properties understood.

Latest Commercial Property News in Cromer

Commercial property news for Cromer will appear here once available. Check back soon for the latest market updates.

Calculate Your Cromer Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.