Norwich, Norfolk

Commercial Mortgages & Property Finance in Norwich

Norwich is the regional capital of East Anglia with strong university presence and diverse commercial property. The city offers excellent property finance opportunities.

City CentreRiversideGolden TriangleNR1Thorpe St Andrew
£195
Avg Price/sq ft
6.5%
Average Yield
+16.8%
5yr Price Growth
+11.5%
5yr Rental Growth

Norwich Local Market Intelligence

Regional capital with strong university and insurance sectors. Creative and digital economy growing.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Higher Education
  • Healthcare
  • Retail
  • Technology

Transport Links

  • Norwich Station mainline
  • Norwich Airport
  • A11 and A47 corridors

Regeneration

Anglia Square; Riverside regeneration; Norwich Research Park

Commercial Mortgages in Norwich

Whether you're acquiring office space, retail units, or industrial property in Norwich, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Norfolk, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Norwich commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Norwich

When speed matters for your Norwich property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Norfolk, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Norwich

For developers building in Norwich, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Norfolk. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Norfolk

Why Norwich for Commercial Property Investment

Lender Appetite

Good appetite across sectors. Student accommodation and offices favoured.

Our team has experience in Norfolk property finance markets.

Latest Commercial Property News in Norwich

Commercial property news for Norwich will appear here once available. Check back soon for the latest market updates.

Calculate Your Norwich Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.