King's Lynn, Norfolk

Commercial Mortgages & Property Finance in King's Lynn

King's Lynn is a major Norfolk market town and port on the Great Ouse, with one of the finest collections of medieval merchants' houses in England. The Custom House on Purfleet Quay is iconic, and the town's two remarkable medieval guildhalls reflect its former wealth as a Hanseatic League trading port. The port remains active, handling bulk commodities and timber.

King's Lynn Town CentreSouth LynnNorth LynnWest LynnGaywood
£135
Avg Price/sq ft
6.2%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

King's Lynn Local Market Intelligence

Historic market town with strong food processing sector. Increasingly competitive for London commuters. Port activity increasing.

— CMB Market Analysis

Key Industries

  • Port & Shipping
  • Agriculture & Food Processing
  • Manufacturing
  • Retail
  • Tourism & Heritage

Transport Links

  • Great Northern/Thameslink to London King's Cross (100 mins)
  • A47 to Norwich/Peterborough
  • A10 to Cambridge/London
  • Port of King's Lynn (commercial shipping)

Regeneration

King's Lynn town centre regeneration; Heritage Action Zone investment; Riverfront development; South East King's Lynn growth area (3,200 homes); King's Lynn Innovation Centre; port modernisation

Commercial Mortgages in King's Lynn

Whether you're acquiring office space, retail units, or industrial property in King's Lynn, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Norfolk, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the King's Lynn commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in King's Lynn

When speed matters for your King's Lynn property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Norfolk, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in King's Lynn

For developers building in King's Lynn, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Norfolk. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Norfolk

Why King's Lynn for Commercial Property Investment

Lender Appetite

Standard appetite. Heritage properties require careful assessment.

Latest Commercial Property News in King's Lynn

Commercial property news for King's Lynn will appear here once available. Check back soon for the latest market updates.

Calculate Your King's Lynn Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.