Harrogate is one of England's most elegant spa towns, consistently ranked among the happiest places to live in the UK. The town's Victorian spa heritage, the Stray (200 acres of open parkland in the town centre), the RHS Harlow Carr gardens, and the Great Yorkshire Show create a premium commercial environment. The Harrogate Convention Centre drives a significant conference economy.
“Premier conference destination with affluent catchment. Premium retail performing well. Strong professional services demand.”
— CMB Market Analysis
Harrogate Convention Centre investment; Station Parade gateway scheme; Harrogate Spring Water campus; Victoria Park housing; Otley Road corridor; Harrogate Gateway project
Whether you're acquiring office space, retail units, or industrial property in Harrogate, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across North Yorkshire, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Harrogate commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Harrogate property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across North Yorkshire, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Harrogate, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across North Yorkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Strong appetite for quality assets. Premium location recognised.
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We provide commercial mortgages, bridging finance, and development finance throughout North Yorkshire.