York, North Yorkshire

Property Finance in York

York is a historic walled city with exceptional heritage, two universities, and strong visitor economy. The city offers premium property finance opportunities.

City CentreYork CentralCliftonHeslingtonFulford
£325
Avg Price/sq ft
5.2%
Average Yield
+16.5%
5yr Price Growth
+11.2%
5yr Rental Growth

Why Choose CMB for Property Finance in York?

Led by ex-bankers and corporate financiers with direct relationships across the UK's leading lenders

Ex-Bankers & Financiers

Deep expertise from top-tier financial institutions with North Yorkshire market knowledge

Board-Level Access

Direct relationships with lender decision-makers for faster approvals

£1BN+ Track Record

Proven success in complex property finance across North Yorkshire

£1BN+
Funding Raised
250+
Successful Deals
48hrs
Decision Time
7 Days
Avg Turnaround

York Commercial Property Market

World-class heritage city with exceptional tourism. Two universities drive student demand. York Central is major regeneration opportunity.

— CMB Market Analysis

Key Industries

  • Tourism
  • Higher Education
  • Rail
  • Healthcare
  • Confectionery
  • Professional Services

Transport Links

  • York Station (major hub)
  • A1(M) motorway

Lender Outlook

Strong appetite for all quality assets. Heritage conversion and student accommodation favoured.

Regeneration

York Central (45-hectare site); Castle Gateway; city centre enhancement

Property Finance Services in York

We offer a complete range of property finance solutions for investors and developers in York and across North Yorkshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in York

Commercial Bridging Loan

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging Loan in York

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in York

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in York

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in York

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in York

Bridging Loan

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Loan in York

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in York

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in York

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in York

How to Get Property Finance in York

Our streamlined process gets you from initial enquiry to funds in your account as quickly as possible

1

Initial Consultation

Speak with our team to discuss your project and finance requirements

2

Application & Documents

We handle the paperwork and submit to our panel of lenders

3

Decision in 48hrs

Receive terms from multiple lenders, typically within 48 hours

4

Funds Released

Complete legal process and receive funds, often within 7-14 days

Also Serving Across North Yorkshire

We provide property finance solutions throughout North Yorkshire.

Calculate Your York Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.