Skipton, North Yorkshire

Commercial Mortgages & Property Finance in Skipton

Skipton is the 'Gateway to the Dales' and one of the most attractive market towns in northern England, dominated by its remarkably complete medieval castle and a four-times-weekly market on the broad High Street. The town serves as the principal commercial centre for Craven district and attracts visitors year-round for its canal basin, independent shops, and access to the Yorkshire Dales National Park.

Skipton Town CentreSkipton CastleHigh StreetBroughtonCarleton
£200
Avg Price/sq ft
5.3%
Average Yield
+13.5%
5yr Price Growth
+9.8%
5yr Rental Growth

Skipton Local Market Intelligence

Gateway to Yorkshire Dales with strong market town economy. Premium property values. Tourist destination.

— CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Agriculture & Livestock (Skipton Auction Mart)
  • Independent Retail
  • Professional Services
  • Food & Drink

Transport Links

  • Northern/Airedale line to Leeds (40 mins)/Bradford
  • A65 to Kendal/Lake District
  • A59 to Harrogate/York
  • Leeds-Liverpool Canal

Regeneration

Skipton town centre heritage improvements; canal basin quarter enhancement; Broughton Road employment area; Engine Shed Lane development; Yorkshire Dales gateway investment; Skipton Heritage Action Zone

Commercial Mortgages in Skipton

Whether you're acquiring office space, retail units, or industrial property in Skipton, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across North Yorkshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Skipton commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Skipton

When speed matters for your Skipton property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across North Yorkshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Skipton

For developers building in Skipton, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across North Yorkshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across North Yorkshire

Why Skipton for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Skipton

Commercial property news for Skipton will appear here once available. Check back soon for the latest market updates.

Calculate Your Skipton Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.