Rugeley, Staffordshire

Commercial Mortgages & Property Finance in Rugeley

Rugeley is a Staffordshire town on the northern edge of Cannock Chase AONB that is being transformed by the closure and demolition of its coal-fired power station. The former power station site represents one of the West Midlands' largest brownfield regeneration opportunities, while the town itself has a traditional character centred on its market and the Trent and Mersey Canal.

Rugeley Town CentreBreretonEtching HillWestern SpringsRavenhill
£120
Avg Price/sq ft
6.2%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Rugeley Local Market Intelligence

Former power station town with major brownfield opportunity. Cannock Chase tourism nearby.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Logistics
  • Construction

Transport Links

  • London Northwestern to Birmingham/Stafford
  • A51 to Lichfield/Stone
  • A460 to Cannock/Hednesford
  • Trent and Mersey Canal

Regeneration

Rugeley Power Station site major regeneration (2,300 homes + employment); town centre improvements; Towers Business Park; Hagley Park housing; Brereton and Ravenhill area; canal towpath restoration

Commercial Mortgages in Rugeley

Whether you're acquiring office space, retail units, or industrial property in Rugeley, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Staffordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Rugeley commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Rugeley

When speed matters for your Rugeley property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Staffordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Rugeley

For developers building in Rugeley, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Staffordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Staffordshire

Why Rugeley for Commercial Property Investment

Lender Appetite

Good appetite. Power station site valued.

Latest Commercial Property News in Rugeley

Commercial property news for Rugeley will appear here once available. Check back soon for the latest market updates.

Calculate Your Rugeley Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.