Uttoxeter, Staffordshire

Commercial Mortgages & Property Finance in Uttoxeter

Uttoxeter is an East Staffordshire market town best known for its racecourse and Johnson's memorial (Samuel Johnson once performed a public act of penance here). The town has a traditional centre with a strong agricultural market, and the JCB headquarters nearby (at Rocester) is a major economic influence. Uttoxeter serves a rural catchment between the Peak District and the Trent Valley.

Uttoxeter Town CentreUttoxeter RacecourseBalance HillHeathTown Meadows
£140
Avg Price/sq ft
5.8%
Average Yield
+12.5%
5yr Price Growth
+9.5%
5yr Rental Growth

Uttoxeter Local Market Intelligence

Historic market town with major racecourse. Strong agricultural services. JCB nearby.

— CMB Market Analysis

Key Industries

  • Agriculture & Livestock
  • Manufacturing (JCB corridor)
  • Retail
  • Horse Racing
  • Food Processing

Transport Links

  • East Midlands Railway to Derby/Crewe
  • A50 to Derby/Stoke (dual carriageway)
  • A518 to Stafford
  • B5030 to Ashbourne

Regeneration

Uttoxeter town centre improvements; racecourse investment; Bramshall Road housing; former industrial site conversions; JCB visitor experience; Uttoxeter Business Park

Commercial Mortgages in Uttoxeter

Whether you're acquiring office space, retail units, or industrial property in Uttoxeter, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Staffordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Uttoxeter commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Uttoxeter

When speed matters for your Uttoxeter property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Staffordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Uttoxeter

For developers building in Uttoxeter, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Staffordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Staffordshire

Why Uttoxeter for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Uttoxeter

Commercial property news for Uttoxeter will appear here once available. Check back soon for the latest market updates.

Calculate Your Uttoxeter Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.