Stafford, Staffordshire

Commercial Mortgages & Property Finance in Stafford

Stafford is the county town of Staffordshire, a historic market town that was the birthplace of Izaak Walton (author of The Compleat Angler). The town has a strong manufacturing heritage including Alstom (rail vehicles) and Perkins Engines, and its position on the West Coast Main Line and M6 corridor makes it a well-connected commercial centre between Birmingham and Manchester.

Stafford Town CentreStafford Business ParkBaswichHolmcroftRising Brook
£155
Avg Price/sq ft
5.6%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Stafford Local Market Intelligence

County town with excellent rail links. Growing professional services sector. Strong residential demand.

— CMB Market Analysis

Key Industries

  • Manufacturing (Alstom rail)
  • Professional Services
  • Retail
  • Healthcare
  • Public Administration

Transport Links

  • Avanti West Coast to London (75 mins)/Manchester/Birmingham
  • M6 Junction 13/14 (adjacent)
  • A34 to Stone/Newcastle-under-Lyme
  • A518 to Uttoxeter/Derby

Regeneration

Stafford town centre regeneration; Kier Park housing; Beacon Barracks development; Stafford Western Access Route; Stafford Station Gateway; former MOD site conversion; Redhill Business Park

Commercial Mortgages in Stafford

Whether you're acquiring office space, retail units, or industrial property in Stafford, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Staffordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Stafford commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Stafford

When speed matters for your Stafford property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Staffordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Stafford

For developers building in Stafford, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Staffordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Staffordshire

Why Stafford for Commercial Property Investment

Lender Appetite

Good appetite across property types.

Latest Commercial Property News in Stafford

Commercial property news for Stafford will appear here once available. Check back soon for the latest market updates.

Calculate Your Stafford Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.