Haverhill, Suffolk

Commercial Mortgages & Property Finance in Haverhill

Haverhill is a growing town in the south-west corner of Suffolk, close to the Cambridgeshire border, that has expanded significantly from its medieval market town origins through post-war London overspill development. The town benefits from proximity to Cambridge's life sciences corridor and offers affordable property compared to Cambridgeshire, attracting warehouse and distribution occupiers.

Haverhill Town CentreHaverhill Business ParkCastle ManorClementsChalkstone
£145
Avg Price/sq ft
6%
Average Yield
+15%
5yr Price Growth
+11.5%
5yr Rental Growth

Haverhill Local Market Intelligence

Cambridge growth corridor location. Affordable housing attracting Cambridge workers. Manufacturing sector strong.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Life Sciences (Cambridge corridor)
  • Retail
  • Healthcare

Transport Links

  • A1307 to Cambridge (17 miles)
  • A143 to Bury St Edmunds
  • A1017 to Saffron Walden
  • No direct rail (nearest: Cambridge/Sudbury)

Regeneration

Haverhill town centre masterplan; North West Haverhill housing (2,500 homes); Epicentre business hub; Haverhill Research Park; Clements Primary Area; Ehringshausen Way improvements

Commercial Mortgages in Haverhill

Whether you're acquiring office space, retail units, or industrial property in Haverhill, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Suffolk, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Haverhill commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Haverhill

When speed matters for your Haverhill property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Suffolk, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Haverhill

For developers building in Haverhill, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Suffolk. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Suffolk

Why Haverhill for Commercial Property Investment

Lender Appetite

Standard appetite. Cambridge linkage noted.

Latest Commercial Property News in Haverhill

Commercial property news for Haverhill will appear here once available. Check back soon for the latest market updates.

Calculate Your Haverhill Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.