Sudbury, Suffolk

Commercial Mortgages & Property Finance in Sudbury

Sudbury is a South Suffolk market town on the River Stour, the birthplace of Thomas Gainsborough and one of the original 'wool towns' that made Suffolk wealthy in the medieval period. The town has a thriving cultural scene with the Gainsborough House museum and gallery, a weekly market on Market Hill, and a water meadows setting that inspired Constable Country artwork.

Sudbury Town CentreGreat CornardBallingdonGainsborough's HouseBures
£195
Avg Price/sq ft
5.2%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Sudbury Local Market Intelligence

Thomas Gainsborough birthplace. Wool town heritage. Strong community.

— CMB Market Analysis

Key Industries

  • Independent Retail
  • Agriculture
  • Manufacturing
  • Tourism & Arts
  • Professional Services

Transport Links

  • Greater Anglia branch line to Marks Tey/Colchester
  • A131 to Chelmsford/Braintree
  • A134 to Bury St Edmunds/Colchester
  • River Stour navigation

Regeneration

Sudbury town centre heritage conservation; Gainsborough House expansion; former industrial site conversions; Chilton Fields housing; Belle Vue Park investment; Stour Valley Path enhancement

Commercial Mortgages in Sudbury

Whether you're acquiring office space, retail units, or industrial property in Sudbury, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Suffolk, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Sudbury commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Sudbury

When speed matters for your Sudbury property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Suffolk, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Sudbury

For developers building in Sudbury, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Suffolk. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Suffolk

Why Sudbury for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Sudbury

Commercial property news for Sudbury will appear here once available. Check back soon for the latest market updates.

Calculate Your Sudbury Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.