Newmarket, Suffolk

Commercial Mortgages & Property Finance in Newmarket

Newmarket is the global headquarters of horse racing, home to the Jockey Club, two racecourses (Rowley Mile and July Course), and the world's largest cluster of training yards. Over 3,000 racehorses are stabled in and around the town, and the equine economy permeates every aspect of local life. The National Stud, Tattersalls sales ring, and the National Horseracing Museum make it unique.

Newmarket Town CentreNewmarket HeathExningStudlands ParkFordham
£240
Avg Price/sq ft
5%
Average Yield
+12.5%
5yr Price Growth
+9%
5yr Rental Growth

Newmarket Local Market Intelligence

Home of British horse racing with unique economy. Jockey Club, stud farms, and equine services dominate. Tourism significant.

— CMB Market Analysis

Key Industries

  • Horse Racing & Equine Industry
  • Bloodstock & Breeding
  • Hospitality & Tourism
  • Professional Services
  • Veterinary Sciences

Transport Links

  • Greater Anglia to Cambridge (20 mins)/Ipswich
  • A14 to Cambridge/Bury St Edmunds
  • A11 to Norwich/London
  • A1304 Newmarket bypass

Regeneration

Newmarket town centre improvements; National Heritage Centre for Horseracing; Hatchfield Farm housing; Studlands Park; racecourse facilities investment; equine-specific development

Commercial Mortgages in Newmarket

Whether you're acquiring office space, retail units, or industrial property in Newmarket, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Suffolk, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Newmarket commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Newmarket

When speed matters for your Newmarket property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Suffolk, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Newmarket

For developers building in Newmarket, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Suffolk. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Suffolk

Why Newmarket for Commercial Property Investment

Lender Appetite

Specialist understanding required for racing industry properties.

Latest Commercial Property News in Newmarket

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Calculate Your Newmarket Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.