Leamington Spa, Warwickshire

Commercial Mortgages & Property Finance in Leamington Spa

Royal Leamington Spa is one of England's finest Regency towns, with a grand Parade, Jephson Gardens, and elegant townhouses lining the River Leam. The town has reinvented itself as a major centre for the UK video games industry, with studios including Playground Games (Forza Horizon), Codemasters, and others forming the 'Silicon Spa' cluster. This creative economy adds dynamism to its traditional charm.

Leamington Town CentreThe ParadeJephson GardensLillingtonSydenham
£260
Avg Price/sq ft
5%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Leamington Spa Local Market Intelligence

UK's video gaming capital with major studios. Elegant Regency spa town. Premium retail and residential values.

— CMB Market Analysis

Key Industries

  • Video Games (Silicon Spa)
  • Technology & Digital
  • Professional Services
  • Retail
  • Tourism & Heritage

Transport Links

  • Chiltern Railways to London Marylebone (80 mins)
  • A46 to Coventry/Warwick (dual carriageway)
  • M40 Junction 13/14 (5 miles)
  • A425 to Southam/Daventry

Regeneration

Leamington creative quarter; Spencer Yard creative workspace; town centre public realm improvements; Warwick District growth strategy; court and council offices area redevelopment; Riverside Walk

Commercial Mortgages in Leamington Spa

Whether you're acquiring office space, retail units, or industrial property in Leamington Spa, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Warwickshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Leamington Spa commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Leamington Spa

When speed matters for your Leamington Spa property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Warwickshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Leamington Spa

For developers building in Leamington Spa, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Warwickshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Warwickshire

Why Leamington Spa for Commercial Property Investment

Lender Appetite

Very strong appetite. Tech sector and heritage valued.

Latest Commercial Property News in Leamington Spa

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Calculate Your Leamington Spa Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.