Warwick, Warwickshire

Commercial Mortgages & Property Finance in Warwick

Warwick is one of England's finest medieval county towns, centred on the magnificent Warwick Castle (now a Merlin Entertainments attraction drawing 800,000 visitors annually). The town has an elegant centre with Lord Leycester Hospital, the Court House, and a quality independent retail scene. Together with neighbouring Leamington Spa, it forms a dynamic economic partnership.

Warwick Town CentreWarwick CastleMytonPackmoresForbes Estate
£275
Avg Price/sq ft
4.9%
Average Yield
+12.5%
5yr Price Growth
+9%
5yr Rental Growth

Warwick Local Market Intelligence

Historic county town with famous castle. Premium property market. University of Warwick nearby drives demand.

— CMB Market Analysis

Key Industries

  • Tourism (Warwick Castle)
  • Professional Services
  • Education (University of Warwick nearby)
  • Retail
  • Heritage

Transport Links

  • Chiltern Railways to London Marylebone (85 mins)/Birmingham
  • M40 Junction 14/15 (3 miles)
  • A46 to Coventry/Stratford
  • A429 to Kenilworth

Regeneration

Warwick town centre conservation; Warwick Castle ongoing investment; St Mary's Lands improvement; Myton Green housing; Tournament Fields employment area; Castle Park industrial estate

Commercial Mortgages in Warwick

Whether you're acquiring office space, retail units, or industrial property in Warwick, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Warwickshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Warwick commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Warwick

When speed matters for your Warwick property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Warwickshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Warwick

For developers building in Warwick, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Warwickshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Warwickshire

Why Warwick for Commercial Property Investment

Lender Appetite

Strong appetite for heritage town properties.

Latest Commercial Property News in Warwick

Commercial property news for Warwick will appear here once available. Check back soon for the latest market updates.

Calculate Your Warwick Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.