Rugby, Warwickshire

Commercial Mortgages & Property Finance in Rugby

Rugby is the birthplace of the sport that carries its name, where William Webb Ellis first picked up the ball at Rugby School in 1823. Beyond sport, the town is one of the UK's most significant logistics locations, with the DIRFT rail freight terminal, Magna Park, and Rugby Gateway creating a massive distribution cluster. The town centre retains an attractive Victorian character around the clocktower.

Rugby Town CentreRugby SchoolBiltonBrownsoverCawston
£155
Avg Price/sq ft
5.8%
Average Yield
+14.5%
5yr Price Growth
+11%
5yr Rental Growth

Rugby Local Market Intelligence

Strategic logistics location at motorway hub. Famous school. Growing residential market with London commuters.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution (DIRFT/Magna Park)
  • Manufacturing (GE/Alstom)
  • Retail
  • Professional Services
  • Education (Rugby School)

Transport Links

  • Avanti West Coast to London (50 mins)/Birmingham (30 mins)
  • M6 Junction 1/2 (adjacent)
  • M45 to M1
  • A5 Watling Street

Regeneration

Rugby town centre regeneration; Elliotts Field retail park; South West Rugby housing (5,000 homes); Rugby Gateway mixed-use; DIRFT expansion; Houlton housing (6,200 homes on former radio station site)

Commercial Mortgages in Rugby

Whether you're acquiring office space, retail units, or industrial property in Rugby, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Warwickshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Rugby commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Rugby

When speed matters for your Rugby property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Warwickshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Rugby

For developers building in Rugby, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Warwickshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Warwickshire

Why Rugby for Commercial Property Investment

Lender Appetite

Good appetite. Logistics covenants valued.

Latest Commercial Property News in Rugby

Commercial property news for Rugby will appear here once available. Check back soon for the latest market updates.

Calculate Your Rugby Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.