Bideford, Devon

Commercial Mortgages & Property Finance in Bideford

Bideford is a historic port town on the River Torridge in North Devon, once one of England's busiest ports trading with the New World. The long quay and medieval bridge give the town its distinctive character, and it serves as a base for exploring Lundy Island and the Tarka Trail. Commercial property demand is underpinned by a sizeable local catchment and steady tourism trade.

Bideford Town CentreBideford QuayEast-the-WaterNorthamAppledore
£155
Avg Price/sq ft
6%
Average Yield
+18%
5yr Price Growth
+13.5%
5yr Rental Growth

Bideford Local Market Intelligence

Historic wool port on River Torridge. Appledore shipyard. Strong maritime heritage.

— CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Marine & Fishing
  • Retail
  • Agriculture
  • Manufacturing

Transport Links

  • A39 Atlantic Highway to Barnstaple/Bude
  • A386 to Great Torrington
  • Bideford Quay (Lundy Island ferry)
  • No direct rail (nearest: Barnstaple)

Regeneration

Bideford quay and waterfront improvement; Atlantic Village outlet expansion; Manteo Way riverside development; Torridge Bridge approaches; Westward Ho! tourism infrastructure

Commercial Mortgages in Bideford

Whether you're acquiring office space, retail units, or industrial property in Bideford, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Devon, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Bideford commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Bideford

When speed matters for your Bideford property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Devon, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Bideford

For developers building in Bideford, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Devon. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Devon

Why Bideford for Commercial Property Investment

Lender Appetite

Good appetite for maritime and tourism.

Latest Commercial Property News in Bideford

Commercial property news for Bideford will appear here once available. Check back soon for the latest market updates.

Calculate Your Bideford Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.