Paignton, Devon

Commercial Mortgages & Property Finance in Paignton

Paignton is the family-friendly resort at the heart of Torbay's English Riviera, sitting between Torquay and Brixham with extensive sandy beaches and a heritage steam railway. The town has a dual character - tourism along the seafront and a residential/commercial interior - and offers more affordable property than neighbouring Torquay while benefiting from the same mild climate and coastal setting.

Paignton Town CentreGoodringtonPrestonChurstonBroadsands
£180
Avg Price/sq ft
6%
Average Yield
+18%
5yr Price Growth
+13.8%
5yr Rental Growth

Paignton Local Market Intelligence

Traditional family resort with zoo and beach attractions. More affordable than Torquay. Growing care sector.

— CMB Market Analysis

Key Industries

  • Tourism & Leisure
  • Retail
  • Healthcare
  • Education (South Devon College)
  • Hospitality

Transport Links

  • GWR to Exeter/Newton Abbot/Paddington
  • A380 to M5 via Kingskerswell
  • A3022 to Brixham
  • Paignton-Dartmouth Steam Railway

Regeneration

Crossways mixed-use scheme; Paignton seafront enhancement; Victoria Square public realm; Collaton St Mary growth area; South Devon College expansion; English Riviera BID investment

Commercial Mortgages in Paignton

Whether you're acquiring office space, retail units, or industrial property in Paignton, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Devon, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Paignton commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Paignton

When speed matters for your Paignton property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Devon, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Paignton

For developers building in Paignton, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Devon. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Devon

Why Paignton for Commercial Property Investment

Lender Appetite

Standard seaside town appetite. Care sector favoured.

Latest Commercial Property News in Paignton

Commercial property news for Paignton will appear here once available. Check back soon for the latest market updates.

Calculate Your Paignton Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.