Dartmouth, Devon

Commercial Mortgages & Property Finance in Dartmouth

Dartmouth is an historic naval town at the mouth of the River Dart, home to the Britannia Royal Naval College which has trained Royal Navy officers since 1905. The town's steeply terraced streets, medieval Butterwalk, and deep-water harbour create one of Devon's most prestigious property markets, with strong demand from sailing enthusiasts and holiday-makers.

Dartmouth Town CentreDartmouth HarbourBritannia Royal Naval CollegeKingswearStoke Fleming
£350
Avg Price/sq ft
4.8%
Average Yield
+19.5%
5yr Price Growth
+14.5%
5yr Rental Growth

Dartmouth Local Market Intelligence

Royal Naval College prestige. River Dart beauty. Premium sailing destination.

— CMB Market Analysis

Key Industries

  • Defence (BRNC)
  • Tourism & Sailing
  • Hospitality & Fine Dining
  • Holiday Lettings
  • Marine Services

Transport Links

  • A3122 to A381/A38 (12 miles to Totnes)
  • Dartmouth Higher/Lower ferries to Kingswear
  • Dartmouth Steam Railway to Paignton
  • River Dart boat services

Regeneration

Dartmouth town centre conservation; Noss-on-Dart marina redevelopment; Britannia Royal Naval College investment; South Embankment improvements; Dartmouth waterfront heritage conservation

Commercial Mortgages in Dartmouth

Whether you're acquiring office space, retail units, or industrial property in Dartmouth, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Devon, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Dartmouth commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Dartmouth

When speed matters for your Dartmouth property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Devon, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Dartmouth

For developers building in Dartmouth, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Devon. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Devon

Why Dartmouth for Commercial Property Investment

Lender Appetite

Strong appetite for marine and premium.

Latest Commercial Property News in Dartmouth

Commercial property news for Dartmouth will appear here once available. Check back soon for the latest market updates.

Calculate Your Dartmouth Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.