Exmouth, Devon

Commercial Mortgages & Property Finance in Exmouth

Exmouth is the gateway to the Jurassic Coast World Heritage Site and the largest town on the East Devon coast. The town's 2-mile sandy beach, watersports centre, and proximity to Exeter (11 miles) create a dual economy of tourism and commuting. Significant regeneration at the seafront and marina area is transforming the town's commercial property offer.

Exmouth Town CentreExmouth MarinaLittlehamBrixingtonLympstone
£225
Avg Price/sq ft
5.3%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Exmouth Local Market Intelligence

Resort town at mouth of Exe estuary. Strong watersports sector. Growing retirement market.

— CMB Market Analysis

Key Industries

  • Tourism & Watersports
  • Retail
  • Marine Activities
  • Healthcare
  • Hospitality

Transport Links

  • Avocet Line rail to Exeter (25 mins)
  • A376 to M5 Junction 30 (10 miles)
  • Exe Estuary cycle trail
  • Stagecoach bus to Exeter

Regeneration

Exmouth Queen's Drive seafront regeneration; marina residential development; Dinan Way town centre extension; role of Exmouth as Jurassic Coast gateway; Exe Estuary trail improvements

Commercial Mortgages in Exmouth

Whether you're acquiring office space, retail units, or industrial property in Exmouth, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Devon, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Exmouth commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Exmouth

When speed matters for your Exmouth property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Devon, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Exmouth

For developers building in Exmouth, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Devon. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Devon

Why Exmouth for Commercial Property Investment

Lender Appetite

Good appetite for quality coastal properties.

Latest Commercial Property News in Exmouth

Commercial property news for Exmouth will appear here once available. Check back soon for the latest market updates.

Calculate Your Exmouth Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.