Bicester, Oxfordshire

Commercial Mortgages & Property Finance in Bicester

Bicester is one of England's fastest-growing towns, driven by Bicester Village (the UK's most visited shopping destination outside London), the Eco Town development, and major MoD investment at the Defence Equipment and Support headquarters. East-West Rail will soon connect the town to Oxford, Cambridge, and Milton Keynes, further enhancing its strategic significance.

Bicester Town CentreBicester VillageKingsmereLangfordChesterton
£285
Avg Price/sq ft
4.9%
Average Yield
+16.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Bicester Local Market Intelligence

Bicester Village major retail destination. Garden Town growth. Excellent rail links to London and Birmingham.

— CMB Market Analysis

Key Industries

  • Luxury Retail (Bicester Village)
  • Defence (MOD Bicester)
  • Technology
  • Logistics
  • Construction

Transport Links

  • Chiltern Railways to London Marylebone (50 mins)
  • East-West Rail to Oxford/Milton Keynes/Cambridge (under construction)
  • M40 Junction 9 (3 miles)
  • A41 to Aylesbury

Regeneration

Bicester Garden Town (13,000 homes by 2031); Graven Hill self-build development; Kingsmere housing; East-West Rail connection; NW Bicester Eco Town; Bicester Heritage (former RAF site motor industry hub)

Commercial Mortgages in Bicester

Whether you're acquiring office space, retail units, or industrial property in Bicester, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Oxfordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Bicester commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Bicester

When speed matters for your Bicester property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Oxfordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Bicester

For developers building in Bicester, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Oxfordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Oxfordshire

Why Bicester for Commercial Property Investment

Lender Appetite

Strong appetite across property types.

Latest Commercial Property News in Bicester

Commercial property news for Bicester will appear here once available. Check back soon for the latest market updates.

Calculate Your Bicester Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.